President Obama’s stimulus plan, so far, doesn’t seem to be stimulating nearly enough.

True, Obama did say that it would take time to get out of the utter economic mess the country now finds itself in…but, that said, it would have been nice if people, by now, could have seen some real progress being made.

Instead, the unemployment rate rose dramatically last month..and is almost about one and a half percentage points higher than the peak predicted only  few months back by the White House.

Banks have not exactly been falling over one another to help those about to foreclose keep their homes, and, in advance of a new, more stringent credit card law going into effect next year, many banks are simply raising interest rates and fees now before it becomes against the law to do so later.

Some editorials are calling for another stimulus round. But I am not so sure that is the answer. Rather, it might just help some if the folks in D.C. can speed up the distribution of all that money already earmarked for stimulus. To this date, most of that money has not yet been dished out. So much for economic stimulus!

Meantime, California, the nation’s most populous state and , if a country, one of the biggest economies in the world, is a fiscal basket case. It is unable to pay its bills with money, so is now paying with iou’s!

The U.S. economy cannot really improve dramatically until California gets its own financial house in order. If California sinks (and it is already half way submerged under water), it will take the rest of the country with it, say several well informed economists and financial experts.

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